The Medicare Advantage Plan also known as a Medicare private health plan. This plan is contracted with the federal government in order to pay a fixed amount per person. This way the customer can reap some of the Medicare benefits. The leadership behind this program is Penelope Kokkinides the Chief Administrative Officer. Rick Shinto, M.D., MBA & President and Chief Executive Officer of InnovaCare.
There are 3 common Medicare Advantage Plans and these are Private Fee-For-Service (PFFS), Preferred Provider Organizations (PPOs) and Health Maintenance Organizations (HMOs). One key thing to remember is that when a customer enrolls in the Medicare Advantage Plan they will still enjoy the benefits of the initial Medicare plan. For this very reason customer must still pay the Part B premium as well as the Part A premium if they have this option. The Medicare Advantage Plan provides the customer with Part A and B services which are offered by the original Medicare Plan, however, there are changes in restrictions, costs and rules which change when and how care is received.
The Medicare Advantage Plan offers a limit on the out-of-pocket expenses and in 2016 this amount is $6850. These plans do not include cost sharing for treatments such as chemotherapy and dialysis but do provide a greater cost sharing for other treatments. There are also advantages of having a Medicare Advantage Plan over a simple Medicare plan as there are services like dental care and routine vision which are covered by Medicare Advantage Plan and not by the original Medicare plan.
Make sure that the plan like InnovaCare Health fits the needs of the customer as there are a number of different rules that apply for different types of plans. When there are plans offered which look similar from different companies the customer must ensure how the coverage works before proceeding.
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The Medicare Advantage Plan charges a premium fee over and above the part B premium as well as a copayment which is a fixed charge that the customer has to pay whenever a service is received.
InnovaCare Inc is the leading provider of services.
Learn more about InnovaCare Health: https://www.linkedin.com/in/rick-shinto-71986913